Money Makeover Monday: Credit Card Headache

Let’s talk about that holiday credit card debt. Does your statement cause you stress? Are you feeling buyer’s remorse? Did you start the year with unmanageable debt? Too many people over-extend their holiday spending then are strapped by debt for months.  The payment on some of those holiday purchases outlast the items themselves. As the year rolls on, those items will end up…

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Money Makeover Monday: Fiduciary Rule and Retirement Funds

On February 3rd, President Donald J. Trump signed an executive order delaying the fiduciary rule from going into effect on April 10th. What is the fiduciary rule? Simply put, the rule protects investor retirement savings from potential conflicts of interest with investment advisers. Former President Obama’s administration found that conflicts of interest costs retirement accounts $17 billion a year. The rule sought to level the playing…

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President Trump Claims Voter Fraud

It’s been one week since Donald Trump was sworn in as the 45th President of the United States. In that span of time, the President signed numerous executive orders and memorandums. He met with the Prime Minister of the United Kingdom and had a spat with the President of Mexico resulting in a meeting cancellation. Among the President’s executive orders, the most recent one includes a freeze on immigration from seven…

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Money Makeover Monday: New Year-New Money

Happy 2017!  Many of us are busy making resolutions and setting goals for ourselves and our families. Some are revisiting and dusting off old ones from previous years. Others are setting entirely new goals. We know some of the usual suspects: quality time with family, love, health, fitness, nutrition, education, career, finances, travel, creating me time, living life to the fullest or new living accommodations/arrangements. Everyone starts…

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Last Minute Christmas Shopping

  I know I already turned off the procrastinators out there! For you, last minute is next Friday. Yes, I’m talking to you. You’re the one who still thinks those popular gift items are still in stock. It happens every year right, Christmas just seems to show up. But it doesn’t. These days Christmas is competing with Halloween for attention. Thanksgiving shows up wrapped in Black Friday and then the Christmas frenzy…

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